This tool uses UK context.
View US version →
Money · Cost audit
Subscription Shame Index
In partnership with Emma
Built in partnership with Emma. We designed the tool independently.
Find out how much your subscriptions are quietly costing you in money and attention.
Blank until you answer
Plain-English why
Copyable takeaway
What this means
This instrument starts blank so it does not judge a made-up example before you have entered your own situation.
Formula used
Subscription shame = monthly spend + unused services + duplicate services + forgot-it-was-renewing factor
Worked example
A stack with several unused services, duplicate household payments, and recurring annual costs will score much worse than a lean set you would actively choose again today.
Common questions
Does a high score mean cancel everything?
No. It means your current stack deserves review because convenience may be doing more work than value.
What usually pushes the score up?
Unused services, duplicate household subscriptions, forgotten annual renewals, and services you would not sign up to again today all increase the score.
Plain-English summary
Fill in the questions on the left to generate a verdict card.
This section translates the result into a short, direct takeaway rather than leaving the page at a bare number.
Situation hub
Money Pressure
A Technofatty situation hub for recurring costs, sale urgency, and upgrade decisions that feel more justified than they are.
Open the situation hubRead the guide
How to audit subscriptions without cancelling everything
A calm way to separate useful recurring costs from forgotten renewals, duplicates, and direct-debit fog.
Read the guideRelated instruments
Keep going
Sale Suspicion Gauge
Check whether a discount is genuinely useful or just turning mild interest into urgency.
Open verdictFancy Version Justification Engine
Compare value, longevity, and cost before paying more for the better version.
Open verdict