Money · State tax comparison
US State Tax Comparison
What does moving from a high-tax to a no-income-tax state actually save over a decade? Property taxes and cost of living often offset the headline saving.
What this means
No waffle. Just the number and how it was worked out.
Formula used
Net decade saving = (income_tax_current - income_tax_target) × 10 - (property_tax_difference × 10) - cost_of_living_adjustment
Worked example
Moving from California to Texas on $150,000 income: saves ~$10,000/year in state income tax but faces higher property taxes and similar or higher cost of living in desirable areas, netting perhaps $5,000–$7,000/year in real saving.
Common questions
Which states have no income tax?
Alaska, Florida, Nevada, New Hampshire (on wages), South Dakota, Tennessee, Texas, Washington, and Wyoming. Note that some have higher property taxes or sales taxes that partially offset the income tax saving.
Does moving state actually save money?
Often less than people expect. States with no income tax tend to recoup revenue through higher property taxes, sales taxes, or higher costs of living in their desirable areas. The net saving is real but usually smaller than the headline income tax figure.
Plain-English summary
The result summary for this calculator will live here.
This section translates the result into a short, direct takeaway rather than leaving the page at a bare number.
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