technofatty Questions, awkwardly answered.

Questions, awkwardly answered.

Money · Conveyancing true cost

Conveyancing True Cost Estimator

All the costs beyond the deposit: stamp duty, solicitor fees, searches, survey, mortgage arrangement, and removals — in one number before you commit.

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Conveyancing true cost

Enter the purchase price, buyer type, location, and survey choice. Podge calculates stamp duty (SDLT or LBTT), estimated solicitor fees, searches, and total buying costs.

What this means

No waffle. Just the number and how it was worked out.

Formula used

SDLT/LBTT calculated using current rate bands for buyer type and location. Solicitor fees estimated by price band (£1,200–£3,000). Searches at £400. Survey at actual RICS cost for chosen level. Mortgage arrangement fee at £999 if applicable.

Worked example

A first-time buyer purchasing a £350,000 property in England pays £6,250 SDLT, ~£1,400 solicitor fees, £400 in searches, £500 for a homebuyer survey, £999 mortgage fee, and £800 removals — about £10,349 beyond the deposit.

Common questions

Does this include the deposit?
No — this calculator shows the costs on top of your deposit. The deposit itself is part of the purchase price exchange, not an additional cost.

What searches are included?
The standard search pack typically includes a local authority search, environmental search, and drainage search. Costs vary by area — £400 is a reasonable average.

Plain-English summary

The result summary for this calculator will live here.

This section translates the result into a short, direct takeaway rather than leaving the page at a bare number.

Disclaimer: Tax rates are based on current published SDLT, LBTT, and LTT rates. Solicitor fees are estimates — get quotes before committing. This is not legal or financial advice.

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