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Money · Roommate compatibility
Roommate Financial Compatibility Check
Surface financial red flags before signing a lease. Not a credit check — a structured conversation starter covering debt, bills, and shared cost expectations.
Instant result
Plain-English why
Copyable takeaway
What this means
No waffle. Just the number and how it was worked out.
Formula used
Compatibility score = income-to-debt alignment + payment attitude signals + shared-cost expectation match + communication openness
Worked example
Two people where one has debt at 60% of income, has a history of late payments, and expects housemates to cover shortfalls — versus one with no debt and clear expectations — scores very low on compatibility.
Common questions
What does this check actually cover?
Debt level relative to income, signals about past payment behaviour, attitudes to shared bills and food costs, and whether expectations about who covers shortfalls are aligned.
Is this a credit check?
No. This is a structured set of questions to surface the conversations worth having before you share a lease — not a formal financial assessment.
Plain-English summary
The result summary for this calculator will live here.
This section translates the result into a short, direct takeaway rather than leaving the page at a bare number.
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