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Money · Price creep detector
Price Creep Detector
Subscriptions and services quietly inflate over time. The annual total from price creep alone is often several hundred pounds.
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Plain-English why
Copyable takeaway
What this means
This instrument starts blank so it does not judge a made-up example before you have entered your own situation.
Formula used
Annual creep = sum of (current price - remembered price) × 12 for monthly charges. Five-year total = annual creep × 5, assuming prices stay at current elevated levels.
Worked example
Netflix up £2/month + Spotify up £1/month + broadband up £5/month + gym up £3/month + energy contract higher by £20/month = £31/month, £372/year, and £1,860 over five years.
Common questions
Why is the five-year figure shown?
Because the extra cost is permanent, not a one-off. If your bills have risen by £600 a year, you will pay that extra amount every year going forward. Five years makes the full scale of that visible.
What counts as price creep?
Any increase in a recurring charge that arrived without a direct negotiation — including inflation-linked rises, plan upgrades applied automatically, and loyalty penalty increases on utility renewals.
Plain-English summary
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This section translates the result into a short, direct takeaway rather than leaving the page at a bare number.
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