technofatty Questions, awkwardly answered.

Questions, awkwardly answered.

Relationships · Utility calculator

Who Owes Who? Running Tab

Track shared payments and output the smallest settlement transfers for a group tab.

Instant result Plain-English why Copyable takeaway
Relationships Instant Result card

Utility calculator

Enter your details and the result updates without making a meal of it.

What this means

Use comma-separated names and 'all' for a full split.

Formula used

Payer balance increases by full amount; split participants owe amount/split count; debtors then pay creditors.

Worked example

Alice pays £60 split three ways and Bob pays £30 split Bob/Chloe: Chloe pays Alice £35; Bob pays Alice £5.

Common questions

Can I use this internationally?
Yes. Currency selectors are display-only unless a tool explicitly says otherwise; no currency conversion is performed.

How exact is the result?
It follows the published Technofatty formula for this tool, but real life can add fees, rules, timing quirks, and context.

Plain-English summary

Settle up without opening a spreadsheet.

This section translates the result into a short, direct takeaway rather than leaving the page at a bare number.

Disclaimer: This calculator gives a general estimate only. It is not financial, legal, medical, employment, or professional advice.

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